Account Abilities
Online Privacy Policy
With Account Abilities, trust has always been the foundation of our relationship with our customers. Because you trust us with financial and other personal information about you, we respect your privacy and take strong action to safeguard that information, including your online sessions. Account Abilities pledges to protect your privacy online by adhering to the practices described below.


Registration

In order to access your account, it is necessary to create your own unique User ID and Password.

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Security of Online Sessions

We are committed to protecting your information and online transactions. For your protection, Business Financing Tools uses the highest industry standard for online security, Secure Sockets Layer (SSL) encryption, to secure your online sessions. This process safeguards your session from intruders.

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Cookies

The Account Abilities website, like many other commercial Web sites, uses a technology called "cookies" to provide you with tailored information from the Web site. A cookie is an element of data that a Web site can send to your browser, which will be stored on your system. A cookie does not retrieve any data from your hard drive, carry computer viruses, or capture your e-mail address. While your browser may allow you to "reject" cookies, our Web site requires that you accept all cookies in order for the Web site features and security mechanisms to function fully. Once you terminate the browser application or "log off" our site, this session cookie will be deleted from your computer.We also use cookies for some administrative purposes, such as examining overall traffic flow to ensure the site is easy to use. When we do this, we examine group activity and do not watch any individual's browsing pattern.

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E-mail

We collect and keep the contents of e-mail you send us in addition to your contact address and our response. This enables us to respond to your request or concern. E-mail to us should be used for inquires and questions that are not sensitive or confidential, as regular non-encrypted Internet e-mail is not secure. Information provided to us by way of online applications or transactions is transmitted via secured messaging.Occasionally, we may contact you via e-mail to inform you of changes or updates to our site. We will not direct market to you by e-mail unless you have indicated you would like to receive information from us.

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Online Surveys

Occasionally we will ask for additional information from users through surveys, forms, applications, or registrations. Your participation is voluntary. Information collected may include contact information, demographic information, or opinions regarding certain financial subjects. Contact information will be used to provide participants with information they request. Survey information will be used to improve our site, your satisfaction or our breadth of products.

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Links to External Sites

At times, we may provide links to sites outside the control of Account Abilities to alert you to products, information, and services offered by other Web sites. These are only meant to supplement the information or products that we currently offer. Although we will only link to reputable sites, we cannot be responsible for data collection and use practices on linked sites. Please refer to that site's privacy policy for specifics regarding how they use your information. We will not share any information about you with one of these sites.

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Choice

When we ask you for information to fulfill a service you request, we will sometimes ask you to allow us to send you updates alerting you to new products, services and special offers. Certain parts of our site may provide you the opportunity to subscribe to financial newsletters by submitting your email address. You may later choose to unsubscribe from these newsletters at any time by clicking on the unsubscribe button on that same section of the site.

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External Aggregation Sites

Please use caution when using external financial aggregation or consolidation services. Financial aggregation and consolidation services collect your personal information from a variety of sources on one site. For example, they could collect your checking, savings, and credit card account balances at your financial institution, the value of your stocks and bonds in your brokerage account, and your frequent flier mileage information from the airline. Financial aggregators do this by having you provide them with your identification information and password for each individual Web site, then use these passwords to access each account. You must provide your permission and information to allow these services to collect this data. NEVER PROVIDE YOUR ACCOUNT INFORMATION OR PASSWORD TO A SITE THAT YOU DO NOT RECOGNIZE AND FULLY TRUST.

You should know: You will be unable to contest the validity of any Account Abilities transaction initiated by a consolidation site using access information you provide, whether or not you were aware of the specific transaction. You may revoke an aggregator's authority to access your account only by notifying us, in which case we may need to block your account until we issue new access codes.

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